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Byron McNutt

People Make the Difference


Byron McNutt can be reached at This e-mail address is being protected from spambots. You need JavaScript enabled to view it.
or P.O. Box 1929, Eagle River, WI 54521.

 



There’s no guarantee these days
By Byron McNutt

FAMED WALL Street guru Byron Wien calls it “the dumbest idea in the economic history of the United States.” He was referring to the overly optimistic federal policy that said “every American should own their own home.”
Wien, the 79-year-old dean of Wall Street forecasters, says the policy just
wasn’t realistic. It required people to take on massive personal debt when they simply couldn’t afford it. Then the government made it worse when it guaranteed these unsustainable loans.
Because it seemed like a good investment, people bought homes with inflated prices, thinking inflation would bail them out. Buying a home is a good goal for most people, but buyers must make sure not to buy a home out of their mortgage comfort zone. Then the housing bubble burst.

Tuesday, July 31, 2012 3:12 PM
 
How are you at making excuses?
By Byron McNutt

IN THIS AGE of the blame game, I’m reminded that William Arthur Ward once said there is no excuse for excuses. Ward was one of America’s most quoted authors, editors and teachers. He died in 1994.
He said he once heard this definition of excuses: “Excuses are the tools with which persons with no purpose in view build for themselves great monuments of nothing.”
Perhaps you have heard — or used — one or more of these excuses: “I’m too old.” “I’m too young.” “I’m handicapped.” “I’m in poor health.” “I don’t have enough education.”
“I don’t have enough time.” “I’m just not lucky.” “I’m too short.” “I’m too tall.” “My parents didn’t love me.” “I was born on the wrong side of the tracks.”
Ponder the challenge of Elbert Hubbard: “Don’t make excuses; make good!”

Tuesday, July 24, 2012 2:21 PM
 
Has the NFL killed the Golden Goose?
By Byron McNutt

THE NATIONAL Football League (NFL), also known as The Golden Goose, might be showing a little wear and tear, according to a recent article in the national media. Pro football, America’s most popular and profitable sport, is dealing with slumping attendance.
The NFL blames the weak national economy the last five years for much of the slide, but it is also looking for ways to lure fans to the stadiums and to improve the game-day experience. Softening the blow, the NFL owners have a $27.9 billion TV contract for 2014 through 2022.

 

Tuesday, July 17, 2012 2:46 PM | Updated ( Tuesday, July 17, 2012 2:59 PM )
 
Stop fighting, let’s make it work
By Byron McNutt

DOES ANYONE REALLY think there will be a consensus, bipartisan agreement on the controversial Affordable Care Act (commonly called ObamaCare) anytime in the foreseeable future? Even a compromise that would have 75% support would seem impossible.

A recent Kaiser Family Foundation survey showed 56% of Americans are weary of the fight over healthcare. The survey said 82% of Democrats, 51% of Independents and 26% of Republicans want to move on to other issues. Confusing the issue, 69% of Republicans, 41% of Independents and 14% of Democrats want to see efforts to stop the law continue. Come on, people, good or bad, we need to focus on finding common ground rather than the constant bickering.

Tuesday, July 10, 2012 2:56 PM
 
Excitement builds for Summer Games
By Byron McNutt

THE ANTICIPATION is building. In just three weeks, 10,500 of the best athletes in the world will descend on London, England, to compete in the games of the XXX Olympiad. Are you getting stoked?
The games begin July 27 and these amazing athletes will run, jump, swim and compete at world-record levels. They will compete in 26 sports, 39 disciplines, 302 events and at least one athlete will represent 196 of the 204 possible countries. About 3,000 medals will be awarded.

Tuesday, July 03, 2012 2:54 PM
 
Costs rising during recession
By Byron McNutt

THE GREAT Recession has touched nearly all Americans in some way. We see and feel the effects every day. It started with the Housing Bubble crash and the ramifications have filtered through the economy. For most of us, our incomes have not kept up, we’ve not had adequate pay increases, we’ve lost jobs, had work hours reduced, taken pay cuts and had to explain to our families how this could happen in a great country like the United States. Two weeks ago, the Federal Reserve reported that in 2010 median family net worth was no more than it was in 1992, after adjusting for inflation. The figure declined from $126,400 in 2007 to $77,300 in 2010.

Tuesday, June 26, 2012 2:19 PM
 
Election 2012 warning: Buyers beware!
By Byron McNutt

CREATIVE marketing 101. Our national political candidates are simply “packaged products” manufactured by party power brokers and sold to a gullible electorate by a finely tuned team of clever hucksters often using false, deceptive and misleading advertising.

The products to be sold to the voters this year are Barack Obama for the Democrats and Mitt Romney for the Republicans. Everything about them from now until November will be carefully orchestrated, including the shameless party conventions. Every appearance will be planned and scripted to sell the product.

 

Tuesday, June 19, 2012 1:50 PM | Updated ( Tuesday, June 19, 2012 2:05 PM )
 
Blames instant news for dysfunction
By Byron McNutt

NEW?YORK?CITY Mayor Michael Bloomberg was asked recently, “Why do you think we have such a dysfunctional government at the federal level and, in some cases, at the state level?
Bloomberg said, “In government, people second-guess you on everything. It’s so much easier to innovate in the business world.” The mayor gave a few more thoughts on the subject in the Wall Street Journal interview that I thought were interesting.

Tuesday, June 12, 2012 2:40 PM
 
School of Soft Knocks is behind you
By Byron McNutt

THE STRAINS OF “Pomp and Circumstance” have faded away. The rental company has your cap and gown back. Your graduation gift money is already gone. Now what do you do?

Congratulations, graduates. Welcome to the real world. To aid you in your entry, here’s some more sage advice compiled by Wes Smith of the Chicago Tribune. The advice is sage because it was shared by Smith in June 1986. Post it on the front of your refrigerator.
1.?They aren’t kidding when they say, “Wash whites separately.” 2.?The rate of interest is what kills you, not the down payment. 3.?Never answer an ad seeking a “liberal roommate.” You probably aren’t that liberal.

Tuesday, June 05, 2012 2:23 PM
 
Remember: Live but one day at a time
By Byron McNutt

IT HAS LONG been said there are two days in every week about which we should not worry, two days which should be kept free from fear and apprehension. One of these days is yesterday with its mistakes and cares, its faults and blunders, its aches and pains. Yesterday has passed forever beyond our control.
All the money in the world cannot bring back yesterday. We cannot undo a single act we performed; we cannot erase a single word we said. Yesterday is gone.

Tuesday, May 29, 2012 6:26 PM
 
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